:root {
  --ink: #1c2836;
  --navy: #0e2744;
  --navy-2: #18426e;
  --paper: #f2f6fb;
  --white: #ffffff;
  --amber: #e0a01a;
  --sand: #fff6e4;
  --line: #d4deea;
  --muted: #526277;
}
* { box-sizing: border-box; }
html { scroll-behavior: smooth; }
body {
  margin: 0;
  color: var(--ink);
  background: var(--paper);
  font-family: "Segoe UI", "PingFang SC", "Microsoft YaHei", sans-serif;
  font-size: 17px;
  line-height: 1.8;
}
a { color: #0d4e86; }
img { max-width: 100%; }
.mast {
  position: sticky;
  top: 0;
  z-index: 4;
  display: flex;
  align-items: center;
  justify-content: space-between;
  gap: 20px;
  height: 70px;
  padding: 0 6vw;
  background: var(--navy);
  color: #fff;
}
.brand {
  display: inline-flex;
  align-items: center;
  gap: 10px;
  color: #fff;
  text-decoration: none;
  font-weight: 700;
  letter-spacing: 0.06em;
  font-size: 22px;
}
.brand svg { display: block; }
.menu { display: flex; gap: 4px; }
.menu a {
  color: #d7e6f6;
  text-decoration: none;
  padding: 8px 14px 10px;
  border-bottom: 3px solid transparent;
}
.menu a[aria-current="page"] {
  color: #fff;
  border-bottom-color: var(--amber);
}
.hero {
  display: grid;
  grid-template-columns: minmax(0, 1.25fr) minmax(260px, 0.75fr);
  gap: 36px;
  padding: 48px 6vw 42px;
  background: linear-gradient(155deg, #0e2744 0%, #1b4f86 62%, #12365d 100%);
  color: #fff;
}
.hero h1 {
  margin: 8px 0 12px;
  font-size: 38px;
  line-height: 1.28;
}
.eyebrow {
  margin: 0;
  color: #f3d48a;
  letter-spacing: 0.14em;
  font-size: 13px;
}
.hero .lead { margin: 0 0 8px; color: #e7f0fa; }
.pills { display: flex; flex-wrap: wrap; gap: 8px; margin: 14px 0; padding: 0; list-style: none; }
.pills li {
  border: 1px solid rgba(255,255,255,.28);
  border-radius: 999px;
  padding: 2px 12px;
  color: #f6e7c2;
  font-size: 14px;
}
.go {
  display: inline-flex;
  align-items: center;
  gap: 8px;
  margin-top: 6px;
  padding: 13px 20px;
  background: var(--amber);
  color: #231802;
  text-decoration: none;
  font-weight: 700;
  border-radius: 8px;
}
.go svg { display: block; }
.sublink { display: inline-block; margin-left: 14px; color: #f3d48a; }
.stack { display: flex; flex-direction: column; gap: 12px; align-self: center; }
.stack div {
  padding: 14px 16px;
  background: rgba(255,255,255,.08);
  border: 1px solid rgba(255,255,255,.16);
}
.stack strong { display: block; margin-bottom: 4px; }
.stack p { margin: 0; color: #e5eef8; font-size: 15px; }
.sheet { background: var(--white); border-top: 1px solid var(--line); }
.sheet.tint { background: #e7eef7; }
.sheet.sand { background: var(--sand); }
.inner { max-width: 860px; margin: 0 auto; padding: 34px 22px 10px; }
.inner h2 { margin: 0 0 12px; font-size: 28px; line-height: 1.35; }
.inner p { margin: 0 0 14px; }
table { width: 100%; border-collapse: collapse; background: #fff; margin: 8px 0 16px; }
th, td { border: 1px solid var(--line); padding: 10px 12px; text-align: left; vertical-align: top; }
th { background: var(--navy); color: #fff; font-weight: 600; }
.quote {
  margin: 0 0 16px;
  padding: 12px 16px;
  background: #fff;
  border-left: 4px solid var(--amber);
}
.faq h3 { margin: 18px 0 6px; font-size: 18px; }
.foot {
  display: grid;
  grid-template-columns: 1.3fr .8fr .9fr;
  gap: 28px;
  padding: 34px 6vw 40px;
  background: #0b1c30;
  color: #c9d6e5;
  font-size: 14px;
  line-height: 1.7;
}
.foot a { color: #f3d48a; }
.foot strong { color: #fff; }
.fine { grid-column: 1 / -1; margin: 0; }
@media (max-width: 860px) {
  .mast, .hero, .foot { display: block; height: auto; }
  .mast { padding: 14px 18px; }
  .menu { margin-top: 8px; flex-wrap: wrap; }
  .hero { padding: 28px 18px 32px; }
  .hero h1 { font-size: 30px; }
  .sublink { display: block; margin: 12px 0 0; }
  .stack { margin-top: 18px; }
}